Dealing with a personal injury lawsuit is stressful enough. But when medical bills pile up, rent is due, and you cannot work, the financial pressure can feel overwhelming.
Insurance companies know this. They often drag out claims for months or years, hoping you will get desperate and accept a lowball settlement offer just to pay your bills.
You do not have to settle for less than your case is worth. Pre-settlement funding gives you an immediate cash advance to cover your living expenses today, allowing your attorney the time they need to fight for the maximum compensation you deserve.
Don't let the insurance company pressure you into a weak settlement. Get a risk-free cash advance on your pending lawsuit now. No credit checks. No monthly payments.
Submit Your Application →What Is Pre-Settlement Funding?
Pre-settlement funding is a financial tool that allows you to sell a portion of your future legal settlement in exchange for cash right now.
While many people call it a "lawsuit loan," it is not actually a loan. It is a non-recourse cash advance. The difference is critical for your financial safety:
- No monthly payments: you do not pay anything out of pocket while your case is pending.
- No job required: your current income or employment status does not matter.
- Risk-free: if your case does not settle in your favor, you owe nothing.
Because the funding company takes on the risk, your personal assets are never on the line. Repayment happens automatically out of your final settlement, only if your case settles in your favor.
Do You Qualify?
Approval is based on the strength of your legal case, not your credit — bad credit or past bankruptcy does not disqualify you. To qualify, you generally need:
- An active, pending personal injury claim (auto accident, slip and fall, workplace injury, and similar cases).
- Legal representation from a licensed attorney working on a contingency fee basis.
- Residency in an eligible state. Funding is currently unavailable in: AR, CO, CT, KS, KY, ME, MD, MN, MS, MT, NE, NV, NM, NC, SD, VT, WV.
Advances are typically a percentage of your estimated case value. Find out what you may qualify for.
Apply for Same-Day Review →How the Process Works
When you're facing real financial pressure, waiting weeks for a decision isn't an option. The process is built to move quickly:
- Apply online — a simple form with your contact info and case details.
- We review your case — we contact your attorney to confirm case details.
- Get funded — once approved, funds are sent directly to you.
Take Control Back From the Insurance Company
Pre-settlement funding does more than cover your bills — it removes the insurance company's biggest advantage: your financial desperation.
With urgent expenses covered, you can wait out the legal process while your attorney works toward a settlement that reflects the full value of your case.
Take 2 minutes to see if you qualify for a risk-free cash advance on your pending case.
Start Your Application →